For inheritance, gifts, divorce or a loan — a certified valuer is required or strongly advisable in many situations. An overview of the most common cases.
Many people wonder exactly when they need a certified valuer. The answer is: more often than you might think. Here are the most common situations.
1. Inheritance and estates
On a death, property must be included in the estate declaration. A certified VLABEL valuation gives you binding certainty about the value and protects you against assessments imposed by the authority.
2. Gift of immovable property
Anyone wishing to give property to children or other beneficiaries must report the value correctly to the tax authority. A certified valuation determines the gift tax and prevents disputes.
3. Divorce and division of assets
In a divorce the family home must be valued neutrally. An independent valuer works in the interest of both parties and delivers a report that is also valid before the court.
4. Mortgage credit
Banks require a certified valuation for every mortgage application. An independent valuation beforehand puts you in a strong negotiating position.
5. Purchase or sale
As a buyer or a seller you benefit from an objective valuation — separate from the emotional or commercial interests of the estate agent.